For those who have an accident at work, it may be possible to get supplement insurance coverage companies, such as Aflac to provide financial aid. In order for this to happen, several things must occur. First, you must have followed the terms of applying for and getting the supplemental insurance prior to actually being involved in an accident or illness. In other words, preexisting conditions are not covered by Aflac.
In order for supplement insurance companies like this to provide you with benefits, it must be a type of injury that the company covers. The amount you will be paid also relies on the type of injury that you have. In many situations, it becomes necessary to read through the terms of your policy to understand any specific limitations. Keep the following in mind:
There are some situations in which you may not be able to get Aflac coverage to pay out, especially if you are receiving full benefits under workers compensation benefits. However, read through the terms of your plan to know the details. You can also contact a worker’s compensation attorney to learn about the potential options.