Workmans Comp Disability

The most commonly used benefit associated with on-the-job injuries is the full financial coverage of all medical treatment associated with the accident, which is guaranteed in most states. However, in some situations, injured workers may also be eligible for temporary or permanent indemnity payments that are designed to replace lost wages while the worker recovers from his or her injuries. Known in some areas as workman's comp disability, these payments typically cover roughly two-thirds of the injured workers' original wages. For temporary indemnity payments, the duration of the financial assistance usually only lasts as long as it takes for the injured worker to recover fully. In some states, after a doctor has provided the injured worker the go-ahead to return to work, the temporary indemnity payments may continue while he or she seeks a new job, if the old position is no longer available. If the injured worker has been partially or fully permanently disabled, he or she may qualify for permanent disability payments.

Fast Facts

  • In most states, workers' compensation indemnity benefits are not permanent. Legal experts advise that you plan to return to work as soon as you are medically able to do so.
  • However, depending on the extent of your injuries, you may qualify for some form of permanent disability payments.

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